This Is Fine (Credit Version)
A Northwestern finance student's take on restructuring, credit analysis, and navigating the chaos of financial markets.

When the interest coverage ratio dips below 1.0×

About
Northwestern University • Economics & Political Science
Born in China and raised across Pakistan, India, and Turkey before moving to the United States, I bring a unique global perspective to understanding how businesses navigate complexity.
My passion lies in the art of capital structure — understanding how companies balance leveraging debt for growth with maintaining financial stability.
"This blog explores restructurings, credit dynamics, and the strategic decisions that define modern finance."
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